Walderslade, Kent
01634 718247 (1)

Prepaid Card

What is a Prepaid shopping card?

A prepaid cash card/ shopping card is a payment card that is loaded with funds in advance of use either daily, weekly, monthly etc. The card can be used to make purchases or withdraw cash until the funds run out. Unlike credit cards, prepaid cards do not allow users to spend money they do not have. They are also not linked to a bank account, and therefore do not require a credit check. Prepaid cards can be used in the same way as debit or credit cards, and are accepted by most merchants that accept those types of cards. They can be used for online shopping, in-store purchases, and ATM withdrawals, among other things.

Why use a Prepaid Shopping card?


Prepaid shopping cards can be a useful tool for budgeting your expenses. You can load a specific amount of money onto the card, which can help you stay within your budget and avoid overspending.


Prepaid shopping cards can be used for carers to carry out shopping for their clients. The card can be loaded with a specific amount of money, reducing any risks or using cash for both the carer and their clients


Prepaid shopping cards can be more secure than carrying cash. If the card is lost or stolen, you can typically report it and have the remaining balance transferred to a new card. This can help protect your funds and minimise the risk of financial loss.


Prepaid shopping cards can be a convenient way to make purchases, especially if you don’t have a traditional bank account or credit card. You can use the card to make purchases in person or online, and you can typically reload the card as needed.